Ano ang mga GBonds fees?

Ang GBonds ay convenient na paraan para mag-invest sa government bonds gamit ang inyong GCash app. Habang ang basic account operations ay libre, may small fees lang sa trading activities para sa platform at partner costs.

GBonds Trading Fees

Kapag nag-place kayo ng buy o sell orders sa GBonds, may dalawang uri ng fees:

1. Convenience Fees
   • T-Bills on Primary Market (Pre-Sale): 0.50% kada taon
   • RTBs on Primary Market (Pre-Sale): Walang fees
   • RTBs on Secondary Market (Issued): 0.75% kada taon
2. Transaction Fees
   • RTBs sa Primary Market (Pre-Sale): No fee (walang fee)
   • T-Bills sa Primary Market at RTBs sa Secondary Market: 
     • 0.25% ng amount, hanggang maximum PHP 5 per transaction

Sample Computation ng Fees

Primary T-Bills (PHP 500, 91 days):

• Convenience Fee: PHP 500 * 0.50% * (3 / 12) = PHP 0.62
• Transaction Fee: PHP 500 * 0.25% * (3 / 12) = PHP 0.31

Secondary RTBs (PHP 5,000):

• Convenience Fee: PHP 5,000 * 0.75% = PHP 37.50
• Transaction Fee: PHP 5,000 * 0.25% → capped at PHP 5.00